Call reports 2002
VANTAGE BANK — 2002
What VANTAGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 6,528,000 | 6,062,000 | 6,346,000 | 7,098,000 |
| Total loans | 3,422,000 | 3,659,000 | 3,903,000 | 3,653,000 |
| Allowance for loan losses | 38,000 | 31,000 | 31,000 | 32,000 |
| Securities available for sale | 333,000 | 633,000 | 632,000 | 632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,837,000 | 5,362,000 | 5,630,000 | 6,381,000 |
| Interest-bearing deposits | 4,603,000 | 4,325,000 | 4,368,000 | 4,788,000 |
| Noninterest-bearing deposits | 1,234,000 | 1,037,000 | 1,262,000 | 1,593,000 |
| Equity capital | 671,000 | 676,000 | 693,000 | 695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 85,000 | 171,000 | 261,000 | 351,000 |
| Interest expense | 26,000 | 51,000 | 75,000 | 99,000 |
| Net interest income | 59,000 | 120,000 | 186,000 | 252,000 |
| Noninterest income | 20,000 | 38,000 | 56,000 | 73,000 |
| Noninterest expense | 78,000 | 158,000 | 230,000 | 316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | 6,000 | 24,000 | 26,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | 6,000 | 24,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 671,000 | 672,000 | 685,000 | 683,000 |
| Total capital | 709,000 | 703,000 | 716,000 | 715,000 |
| Risk-weighted assets | 4,253,000 | 4,366,000 | 4,636,000 | 4,627,000 |