Call reports 2001
VANTAGE BANK — 2001
What VANTAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 6,138,000 | 5,846,000 | 5,852,000 | 6,604,000 |
| Total loans | 3,541,000 | 3,764,000 | 3,620,000 | 3,545,000 |
| Allowance for loan losses | 39,000 | 39,000 | 39,000 | 39,000 |
| Securities available for sale | 320,000 | 312,000 | 301,000 | 94,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,441,000 | 5,133,000 | 5,125,000 | 5,912,000 |
| Interest-bearing deposits | 4,337,000 | 4,175,000 | 4,036,000 | 4,525,000 |
| Noninterest-bearing deposits | 1,104,000 | 958,000 | 1,089,000 | 1,387,000 |
| Equity capital | 667,000 | 687,000 | 701,000 | 670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 107,000 | 211,000 | 311,000 | 405,000 |
| Interest expense | 38,000 | 73,000 | 107,000 | 135,000 |
| Net interest income | 69,000 | 138,000 | 204,000 | 270,000 |
| Noninterest income | 20,000 | 42,000 | 63,000 | 84,000 |
| Noninterest expense | 83,000 | 154,000 | 226,000 | 343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 29,000 | 43,000 | 13,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | 29,000 | 43,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 664,000 | 687,000 | 700,000 | 669,000 |
| Total capital | 703,000 | 726,000 | 739,000 | 708,000 |
| Risk-weighted assets | 4,269,000 | 4,365,000 | 4,248,000 | 4,338,000 |