Call reports 2019
ADVANTAGE COMMUNITY BANK — 2019
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,985,000 | 145,230,000 | 148,769,000 | 155,121,000 |
| Total loans | 92,359,000 | 91,622,000 | 93,121,000 | 94,196,000 |
| Allowance for loan losses | 1,159,000 | 1,159,000 | 1,160,000 | 1,160,000 |
| Securities available for sale | 25,826,000 | 25,256,000 | 25,718,000 | 26,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,316,000 | 122,906,000 | 125,771,000 | 131,846,000 |
| Interest-bearing deposits | 104,160,000 | 105,045,000 | 104,241,000 | 111,286,000 |
| Noninterest-bearing deposits | 18,156,000 | 17,861,000 | 21,530,000 | 20,560,000 |
| Equity capital | 18,973,000 | 18,764,000 | 19,321,000 | 19,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,760,000 | 4,170,000 | 5,581,000 |
| Interest expense | 171,000 | 364,000 | 564,000 | 767,000 |
| Net interest income | 1,201,000 | 2,396,000 | 3,606,000 | 4,814,000 |
| Noninterest income | 118,000 | 254,000 | 446,000 | 623,000 |
| Noninterest expense | 760,000 | 1,500,000 | 2,248,000 | 3,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 559,000 | 1,150,000 | 1,804,000 | 2,334,000 |
| Income tax | 123,000 | 256,000 | 406,000 | 522,000 |
| Net income | 436,000 | 894,000 | 1,398,000 | 1,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,571,000 | 18,203,000 | 18,708,000 | 19,121,000 |
| Total capital | 19,730,000 | 19,362,000 | 19,868,000 | 20,281,000 |
| Risk-weighted assets | 100,860,000 | 99,402,000 | 101,464,000 | 102,278,000 |