Call reports 2018
ADVANTAGE COMMUNITY BANK — 2018
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 141,520,000 | 143,938,000 | 145,034,000 | 150,898,000 |
| Total loans | 98,480,000 | 98,242,000 | 96,171,000 | 92,134,000 |
| Allowance for loan losses | 1,172,000 | 1,172,000 | 1,157,000 | 1,158,000 |
| Securities available for sale | 23,609,000 | 24,506,000 | 25,098,000 | 25,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,805,000 | 124,031,000 | 124,726,000 | 128,787,000 |
| Interest-bearing deposits | 103,558,000 | 105,738,000 | 104,863,000 | 107,846,000 |
| Noninterest-bearing deposits | 18,247,000 | 18,293,000 | 19,863,000 | 20,941,000 |
| Equity capital | 17,413,000 | 17,692,000 | 18,089,000 | 18,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,575,000 | 3,938,000 | 5,318,000 |
| Interest expense | 124,000 | 261,000 | 410,000 | 566,000 |
| Net interest income | 1,140,000 | 2,314,000 | 3,528,000 | 4,752,000 |
| Noninterest income | 210,000 | 365,000 | 542,000 | 716,000 |
| Noninterest expense | 777,000 | 1,509,000 | 2,232,000 | 3,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 573,000 | 1,170,000 | 1,838,000 | 2,052,000 |
| Income tax | 129,000 | 263,000 | 416,000 | 444,000 |
| Net income | 444,000 | 907,000 | 1,422,000 | 1,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,371,000 | 17,634,000 | 18,149,000 | 18,333,000 |
| Total capital | 18,543,000 | 18,806,000 | 19,306,000 | 19,491,000 |
| Risk-weighted assets | 109,318,000 | 109,261,000 | 106,028,000 | 103,438,000 |