Call reports 2017
ADVANTAGE COMMUNITY BANK — 2017
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,072,000 | 141,335,000 | 139,243,000 | 146,618,000 |
| Total loans | 93,585,000 | 98,278,000 | 97,968,000 | 98,981,000 |
| Allowance for loan losses | 1,172,000 | 1,172,000 | 1,172,000 | 1,172,000 |
| Securities available for sale | 22,847,000 | 22,866,000 | 22,822,000 | 23,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,183,000 | 119,727,000 | 119,253,000 | 127,013,000 |
| Interest-bearing deposits | 101,860,000 | 101,162,000 | 100,445,000 | 103,805,000 |
| Noninterest-bearing deposits | 18,323,000 | 18,565,000 | 18,808,000 | 23,208,000 |
| Equity capital | 16,717,000 | 16,711,000 | 17,105,000 | 17,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,394,000 | 3,655,000 | 4,924,000 |
| Interest expense | 125,000 | 251,000 | 378,000 | 519,000 |
| Net interest income | 1,046,000 | 2,143,000 | 3,277,000 | 4,405,000 |
| Noninterest income | 190,000 | 324,000 | 537,000 | 661,000 |
| Noninterest expense | 746,000 | 1,469,000 | 2,216,000 | 3,244,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 491,000 | 999,000 | 1,601,000 | 1,817,000 |
| Income tax | 155,000 | 314,000 | 510,000 | 570,000 |
| Net income | 336,000 | 685,000 | 1,091,000 | 1,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,516,000 | 16,365,000 | 16,771,000 | 16,927,000 |
| Total capital | 17,688,000 | 17,537,000 | 17,943,000 | 18,099,000 |
| Risk-weighted assets | 103,099,000 | 106,197,000 | 107,914,000 | 108,737,000 |