Call reports 2016
ADVANTAGE COMMUNITY BANK — 2016
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 134,184,000 | 137,216,000 | 136,571,000 | 142,528,000 |
| Total loans | 92,730,000 | 94,386,000 | 95,234,000 | 94,394,000 |
| Allowance for loan losses | 1,169,000 | 1,170,000 | 1,172,000 | 1,172,000 |
| Securities available for sale | 18,564,000 | 18,990,000 | 18,483,000 | 20,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,298,000 | 117,065,000 | 116,118,000 | 122,000,000 |
| Interest-bearing deposits | 99,815,000 | 98,004,000 | 99,409,000 | 103,004,000 |
| Noninterest-bearing deposits | 14,483,000 | 19,061,000 | 16,709,000 | 18,996,000 |
| Equity capital | 15,620,000 | 15,978,000 | 16,292,000 | 16,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,343,000 | 3,528,000 | 4,718,000 |
| Interest expense | 128,000 | 254,000 | 384,000 | 515,000 |
| Net interest income | 1,039,000 | 2,089,000 | 3,144,000 | 4,203,000 |
| Noninterest income | 179,000 | 350,000 | 601,000 | 851,000 |
| Noninterest expense | 757,000 | 1,502,000 | 2,253,000 | 3,220,000 |
| Provision for loan losses | 0 | 38,000 | 38,000 | 38,000 |
| Pretax income | 461,000 | 899,000 | 1,454,000 | 1,796,000 |
| Income tax | 156,000 | 300,000 | 487,000 | 589,000 |
| Net income | 305,000 | 599,000 | 967,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,278,000 | 15,573,000 | 15,940,000 | 16,179,000 |
| Total capital | 16,447,000 | 16,743,000 | 17,112,000 | 17,351,000 |
| Risk-weighted assets | 99,040,000 | 102,628,000 | 103,420,000 | 104,077,000 |