Call reports 2015
ADVANTAGE COMMUNITY BANK — 2015
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 131,741,000 | 130,122,000 | 132,997,000 | 140,943,000 |
| Total loans | 95,318,000 | 95,405,000 | 97,039,000 | 93,014,000 |
| Allowance for loan losses | 1,134,000 | 1,143,000 | 1,163,000 | 1,163,000 |
| Securities available for sale | 16,018,000 | 14,998,000 | 15,641,000 | 18,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,052,000 | 110,458,000 | 113,040,000 | 121,035,000 |
| Interest-bearing deposits | 97,094,000 | 94,672,000 | 97,142,000 | 102,265,000 |
| Noninterest-bearing deposits | 14,958,000 | 15,786,000 | 15,898,000 | 18,770,000 |
| Equity capital | 14,717,000 | 15,032,000 | 15,439,000 | 15,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,349,000 | 3,558,000 | 4,762,000 |
| Interest expense | 130,000 | 257,000 | 386,000 | 516,000 |
| Net interest income | 1,039,000 | 2,092,000 | 3,172,000 | 4,246,000 |
| Noninterest income | 223,000 | 440,000 | 655,000 | 867,000 |
| Noninterest expense | 764,000 | 1,494,000 | 2,233,000 | 3,180,000 |
| Provision for loan losses | 0 | 0 | 0 | 123,000 |
| Pretax income | 498,000 | 1,038,000 | 1,594,000 | 1,810,000 |
| Income tax | 176,000 | 370,000 | 567,000 | 629,000 |
| Net income | 322,000 | 668,000 | 1,027,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,415,000 | 14,760,000 | 15,119,000 | 15,273,000 |
| Total capital | 15,549,000 | 15,903,000 | 16,282,000 | 16,436,000 |
| Risk-weighted assets | 99,280,000 | 100,886,000 | 101,370,000 | 99,369,000 |