Call reports 2014
ADVANTAGE COMMUNITY BANK — 2014
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 132,195,000 | 132,182,000 | 129,972,000 | 139,088,000 |
| Total loans | 91,482,000 | 92,403,000 | 93,185,000 | 93,001,000 |
| Allowance for loan losses | 1,504,000 | 1,404,000 | 1,417,000 | 1,134,000 |
| Securities available for sale | 16,560,000 | 17,527,000 | 18,090,000 | 17,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,881,000 | 110,164,000 | 109,169,000 | 118,921,000 |
| Interest-bearing deposits | 94,069,000 | 93,619,000 | 93,188,000 | 100,921,000 |
| Noninterest-bearing deposits | 15,812,000 | 16,545,000 | 15,981,000 | 18,000,000 |
| Equity capital | 13,980,000 | 14,342,000 | 14,668,000 | 14,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,304,000 | 3,479,000 | 4,652,000 |
| Interest expense | 153,000 | 305,000 | 450,000 | 587,000 |
| Net interest income | 982,000 | 1,999,000 | 3,029,000 | 4,065,000 |
| Noninterest income | 171,000 | 406,000 | 628,000 | 892,000 |
| Noninterest expense | 749,000 | 1,477,000 | 2,225,000 | 3,554,000 |
| Provision for loan losses | 2,000 | 5,000 | 7,000 | -241,000 |
| Pretax income | 402,000 | 923,000 | 1,425,000 | 1,646,000 |
| Income tax | 140,000 | 327,000 | 504,000 | 571,000 |
| Net income | 262,000 | 596,000 | 921,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,535,000 | 13,872,000 | 14,197,000 | 14,336,000 |
| Total capital | 14,727,000 | 15,083,000 | 15,424,000 | 15,470,000 |
| Risk-weighted assets | 95,059,000 | 96,716,000 | 97,930,000 | 97,590,000 |