Call reports 2013
ADVANTAGE COMMUNITY BANK — 2013
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 125,806,000 | 129,006,000 | 126,332,000 | 133,420,000 |
| Total loans | 91,398,000 | 95,239,000 | 92,159,000 | 91,698,000 |
| Allowance for loan losses | 1,501,000 | 1,496,000 | 1,501,000 | 1,497,000 |
| Securities available for sale | 13,088,000 | 13,032,000 | 13,956,000 | 15,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,908,000 | 105,168,000 | 104,250,000 | 110,683,000 |
| Interest-bearing deposits | 92,155,000 | 91,326,000 | 90,440,000 | 93,843,000 |
| Noninterest-bearing deposits | 11,753,000 | 13,842,000 | 13,810,000 | 16,840,000 |
| Equity capital | 13,786,000 | 13,789,000 | 14,078,000 | 14,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,321,000 | 3,506,000 | 4,665,000 |
| Interest expense | 177,000 | 346,000 | 507,000 | 667,000 |
| Net interest income | 966,000 | 1,975,000 | 2,999,000 | 3,998,000 |
| Noninterest income | 293,000 | 529,000 | 727,000 | 909,000 |
| Noninterest expense | 782,000 | 1,485,000 | 2,208,000 | 2,996,000 |
| Provision for loan losses | 2,000 | 4,000 | 7,000 | 9,000 |
| Pretax income | 475,000 | 1,015,000 | 1,511,000 | 1,902,000 |
| Income tax | 166,000 | 359,000 | 532,000 | 669,000 |
| Net income | 309,000 | 656,000 | 979,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,311,000 | 13,373,000 | 13,645,000 | 13,897,000 |
| Total capital | 14,494,000 | 14,604,000 | 14,837,000 | 15,092,000 |
| Risk-weighted assets | 94,355,000 | 98,192,000 | 95,024,000 | 95,259,000 |