Call reports 2012
ADVANTAGE COMMUNITY BANK — 2012
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 121,601,000 | 123,609,000 | 125,821,000 | 128,953,000 |
| Total loans | 88,378,000 | 88,934,000 | 89,989,000 | 91,884,000 |
| Allowance for loan losses | 1,501,000 | 1,504,000 | 1,484,000 | 1,507,000 |
| Securities available for sale | 9,832,000 | 11,928,000 | 13,156,000 | 13,670,000 |
| Securities held to maturity | 62,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,456,000 | 101,223,000 | 103,594,000 | 107,085,000 |
| Interest-bearing deposits | 89,373,000 | 90,101,000 | 90,655,000 | 93,385,000 |
| Noninterest-bearing deposits | 11,083,000 | 11,122,000 | 12,939,000 | 13,700,000 |
| Equity capital | 13,249,000 | 13,392,000 | 13,278,000 | 13,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,326,000 | 3,504,000 | 4,666,000 |
| Interest expense | 265,000 | 508,000 | 732,000 | 934,000 |
| Net interest income | 901,000 | 1,818,000 | 2,772,000 | 3,732,000 |
| Noninterest income | 267,000 | 520,000 | 889,000 | 1,221,000 |
| Noninterest expense | 679,000 | 1,370,000 | 2,091,000 | 3,002,000 |
| Provision for loan losses | 2,000 | 5,000 | 27,000 | 79,000 |
| Pretax income | 487,000 | 963,000 | 1,543,000 | 1,872,000 |
| Income tax | 176,000 | 346,000 | 555,000 | 664,000 |
| Net income | 311,000 | 617,000 | 988,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,662,000 | 12,785,000 | 12,656,000 | 12,876,000 |
| Total capital | 13,758,000 | 13,970,000 | 13,848,000 | 14,066,000 |
| Risk-weighted assets | 87,237,000 | 94,491,000 | 95,052,000 | 94,857,000 |