Call reports 2011
ADVANTAGE COMMUNITY BANK — 2011
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 116,097,000 | 117,409,000 | 119,276,000 | 121,690,000 |
| Total loans | 90,236,000 | 91,642,000 | 91,368,000 | 87,310,000 |
| Allowance for loan losses | 1,468,000 | 1,317,000 | 1,320,000 | 1,487,000 |
| Securities available for sale | 5,083,000 | 6,119,000 | 7,075,000 | 8,111,000 |
| Securities held to maturity | 93,000 | 62,000 | 62,000 | 62,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,728,000 | 97,332,000 | 98,267,000 | 100,558,000 |
| Interest-bearing deposits | 89,141,000 | 87,984,000 | 88,416,000 | 90,546,000 |
| Noninterest-bearing deposits | 8,587,000 | 9,348,000 | 9,851,000 | 10,012,000 |
| Equity capital | 12,299,000 | 12,476,000 | 12,757,000 | 12,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,450,000 | 3,691,000 | 4,888,000 |
| Interest expense | 341,000 | 664,000 | 977,000 | 1,265,000 |
| Net interest income | 882,000 | 1,786,000 | 2,714,000 | 3,623,000 |
| Noninterest income | 181,000 | 384,000 | 613,000 | 853,000 |
| Noninterest expense | 671,000 | 1,358,000 | 2,088,000 | 2,794,000 |
| Provision for loan losses | 132,000 | 284,000 | 287,000 | 439,000 |
| Pretax income | 260,000 | 528,000 | 952,000 | 1,243,000 |
| Income tax | 89,000 | 180,000 | 331,000 | 432,000 |
| Net income | 171,000 | 348,000 | 621,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,764,000 | 11,933,000 | 12,207,000 | 12,398,000 |
| Total capital | 12,899,000 | 13,116,000 | 13,409,000 | 13,541,000 |
| Risk-weighted assets | 90,505,000 | 94,503,000 | 96,044,000 | 91,109,000 |