Call reports 2010
ADVANTAGE COMMUNITY BANK — 2010
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 112,563,000 | 114,591,000 | 120,071,000 | 122,512,000 |
| Total loans | 93,909,000 | 92,190,000 | 94,400,000 | 91,121,000 |
| Allowance for loan losses | 1,341,000 | 1,275,000 | 1,346,000 | 1,317,000 |
| Securities available for sale | 4,612,000 | 4,737,000 | 4,726,000 | 4,702,000 |
| Securities held to maturity | 124,000 | 93,000 | 93,000 | 93,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,210,000 | 97,490,000 | 100,701,000 | 102,915,000 |
| Interest-bearing deposits | 85,927,000 | 89,304,000 | 92,485,000 | 92,983,000 |
| Noninterest-bearing deposits | 7,283,000 | 8,186,000 | 8,216,000 | 9,932,000 |
| Equity capital | 11,686,000 | 11,862,000 | 12,123,000 | 12,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,652,000 | 3,994,000 | 5,263,000 |
| Interest expense | 452,000 | 889,000 | 1,303,000 | 1,695,000 |
| Net interest income | 880,000 | 1,763,000 | 2,691,000 | 3,568,000 |
| Noninterest income | 197,000 | 338,000 | 621,000 | 929,000 |
| Noninterest expense | 641,000 | 1,289,000 | 1,975,000 | 2,746,000 |
| Provision for loan losses | 88,000 | 180,000 | 313,000 | 715,000 |
| Pretax income | 348,000 | 632,000 | 1,024,000 | 1,036,000 |
| Income tax | 125,000 | 225,000 | 366,000 | 356,000 |
| Net income | 223,000 | 407,000 | 658,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,084,000 | 11,268,000 | 11,519,000 | 11,539,000 |
| Total capital | 12,448,000 | 12,491,000 | 12,717,000 | 12,711,000 |
| Risk-weighted assets | 109,094,000 | 97,716,000 | 98,654,000 | 96,832,000 |