Call reports 2009
ADVANTAGE COMMUNITY BANK — 2009
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,704,000 | 115,274,000 | 111,676,000 | 115,522,000 |
| Total loans | 92,443,000 | 94,029,000 | 93,929,000 | 93,248,000 |
| Allowance for loan losses | 1,203,000 | 1,202,000 | 1,203,000 | 1,313,000 |
| Securities available for sale | 5,500,000 | 5,325,000 | 5,342,000 | 4,754,000 |
| Securities held to maturity | 155,000 | 124,000 | 124,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,002,000 | 93,554,000 | 93,479,000 | 95,465,000 |
| Interest-bearing deposits | 84,886,000 | 86,775,000 | 86,436,000 | 86,987,000 |
| Noninterest-bearing deposits | 6,116,000 | 6,779,000 | 7,043,000 | 8,478,000 |
| Equity capital | 11,001,000 | 11,102,000 | 11,329,000 | 11,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,763,000 | 4,165,000 | 5,547,000 |
| Interest expense | 603,000 | 1,194,000 | 1,750,000 | 2,256,000 |
| Net interest income | 795,000 | 1,569,000 | 2,415,000 | 3,291,000 |
| Noninterest income | 244,000 | 361,000 | 474,000 | 714,000 |
| Noninterest expense | 624,000 | 1,303,000 | 1,930,000 | 2,665,000 |
| Provision for loan losses | 2,000 | 5,000 | 7,000 | 134,000 |
| Pretax income | 413,000 | 622,000 | 952,000 | 1,206,000 |
| Income tax | 165,000 | 268,000 | 383,000 | 480,000 |
| Net income | 248,000 | 354,000 | 569,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,464,000 | 10,569,000 | 10,968,000 | 11,109,000 |
| Total capital | 11,724,000 | 11,815,000 | 12,230,000 | 12,463,000 |
| Risk-weighted assets | 110,460,000 | 110,923,000 | 110,514,000 | 111,271,000 |