Call reports 2006
ADVANTAGE COMMUNITY BANK — 2006
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 102,100,000 | 106,462,000 | 109,683,000 | 109,877,000 |
| Total loans | 79,771,000 | 83,799,000 | 85,909,000 | 86,756,000 |
| Allowance for loan losses | 1,180,000 | 1,225,000 | 1,230,000 | 1,234,000 |
| Securities available for sale | 7,017,000 | 6,640,000 | 6,939,000 | 5,700,000 |
| Securities held to maturity | 248,000 | 217,000 | 217,000 | 217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,128,000 | 90,591,000 | 91,883,000 | 91,429,000 |
| Interest-bearing deposits | 80,114,000 | 83,328,000 | 84,403,000 | 82,209,000 |
| Noninterest-bearing deposits | 6,014,000 | 7,264,000 | 7,480,000 | 9,220,000 |
| Equity capital | 8,849,000 | 8,749,000 | 9,002,000 | 9,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,978,000 | 4,638,000 | 6,370,000 |
| Interest expense | 725,000 | 1,511,000 | 2,362,000 | 3,287,000 |
| Net interest income | 702,000 | 1,467,000 | 2,276,000 | 3,083,000 |
| Noninterest income | 111,000 | 300,000 | 377,000 | 520,000 |
| Noninterest expense | 505,000 | 1,084,000 | 1,614,000 | 2,280,000 |
| Provision for loan losses | 2,000 | 45,000 | 47,000 | 49,000 |
| Pretax income | 306,000 | 638,000 | 992,000 | 1,274,000 |
| Income tax | 108,000 | 229,000 | 360,000 | 461,000 |
| Net income | 198,000 | 409,000 | 632,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,356,000 | 8,265,000 | 8,488,000 | 8,673,000 |
| Total capital | 9,367,000 | 9,321,000 | 9,571,000 | 9,892,000 |
| Risk-weighted assets | 80,740,000 | 84,296,000 | 86,456,000 | 97,477,000 |