Call reports 2002
ADVANTAGE COMMUNITY BANK — 2002
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,447,000 | 32,339,000 | 30,516,000 | 33,819,000 |
| Total loans | 27,265,000 | 25,540,000 | 23,627,000 | 22,664,000 |
| Allowance for loan losses | 1,093,000 | 1,126,000 | 1,255,000 | 1,269,000 |
| Securities available for sale | 2,332,000 | 2,682,000 | 2,722,000 | 2,713,000 |
| Securities held to maturity | 600,000 | 352,000 | 448,000 | 448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,262,000 | 27,166,000 | 27,822,000 | 30,452,000 |
| Interest-bearing deposits | 25,254,000 | 24,406,000 | 24,717,000 | 26,459,000 |
| Noninterest-bearing deposits | 3,008,000 | 2,760,000 | 3,105,000 | 3,993,000 |
| Equity capital | 2,346,000 | 2,331,000 | 1,452,000 | 2,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,115,000 | 1,608,000 | 2,071,000 |
| Interest expense | 294,000 | 543,000 | 762,000 | 977,000 |
| Net interest income | 286,000 | 572,000 | 846,000 | 1,094,000 |
| Noninterest income | 45,000 | 93,000 | 97,000 | 143,000 |
| Noninterest expense | 305,000 | 671,000 | 1,071,000 | 1,430,000 |
| Provision for loan losses | 39,000 | 49,000 | 830,000 | 834,000 |
| Pretax income | -13,000 | -55,000 | -958,000 | -1,027,000 |
| Income tax | 0 | 0 | 0 | -708,000 |
| Net income | -13,000 | -55,000 | -958,000 | -319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,218,000 | 2,287,000 | 1,384,000 | 1,315,000 |
| Total capital | 2,528,000 | 2,594,000 | 1,676,000 | 1,605,000 |
| Risk-weighted assets | 23,989,000 | 23,708,000 | 22,413,000 | 22,212,000 |