Call reports 2001
ADVANTAGE COMMUNITY BANK — 2001
What ADVANTAGE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,148,000 | 42,054,000 | 39,637,000 | 36,530,000 |
| Total loans | 32,482,000 | 32,859,000 | 31,710,000 | 28,964,000 |
| Allowance for loan losses | 803,000 | 804,000 | 880,000 | 1,050,000 |
| Securities available for sale | 2,929,000 | 3,770,000 | 3,388,000 | 2,949,000 |
| Securities held to maturity | 1,432,000 | 290,000 | 600,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,489,000 | 36,846,000 | 31,951,000 | 30,436,000 |
| Interest-bearing deposits | 30,528,000 | 33,179,000 | 28,685,000 | 26,571,000 |
| Noninterest-bearing deposits | 2,961,000 | 3,667,000 | 3,266,000 | 3,865,000 |
| Equity capital | 2,856,000 | 2,846,000 | 2,957,000 | 2,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,599,000 | 2,377,000 | 3,032,000 |
| Interest expense | 525,000 | 935,000 | 1,488,000 | 1,829,000 |
| Net interest income | 282,000 | 664,000 | 889,000 | 1,203,000 |
| Noninterest income | 54,000 | 102,000 | 144,000 | 185,000 |
| Noninterest expense | 238,000 | 634,000 | 814,000 | 1,121,000 |
| Provision for loan losses | 15,000 | 54,000 | 61,000 | 621,000 |
| Pretax income | 83,000 | 82,000 | 158,000 | -354,000 |
| Income tax | 29,000 | 37,000 | 33,000 | 92,000 |
| Net income | 54,000 | 45,000 | 125,000 | -446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,836,000 | 2,834,000 | 2,749,000 | 2,156,000 |
| Total capital | 3,226,000 | 3,259,000 | 3,118,000 | 2,498,000 |
| Risk-weighted assets | 30,731,000 | 33,564,000 | 29,034,000 | 26,076,000 |