Call reports 2025
COMMUNITY BANK OF PICKENS COUNTY — 2025
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 594,752,000 | 595,140,000 | 613,057,000 | 629,594,000 |
| Total loans | 436,086,000 | 454,224,000 | 454,505,000 | 468,064,000 |
| Allowance for loan losses | 5,498,000 | 5,667,000 | 5,921,000 | 5,293,000 |
| Securities available for sale | 54,537,000 | 54,584,000 | 54,788,000 | 72,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,669,000 | 508,474,000 | 527,609,000 | 542,368,000 |
| Interest-bearing deposits | 407,541,000 | 406,587,000 | 418,960,000 | 441,531,000 |
| Noninterest-bearing deposits | 105,128,000 | 101,887,000 | 108,649,000 | 100,837,000 |
| Equity capital | 76,981,000 | 81,448,000 | 80,044,000 | 82,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,525,000 | 20,697,000 | 31,093,000 | 41,491,000 |
| Interest expense | 2,850,000 | 5,684,000 | 8,530,000 | 11,460,000 |
| Net interest income | 7,675,000 | 15,013,000 | 22,563,000 | 30,031,000 |
| Noninterest income | 503,000 | 2,138,000 | 2,843,000 | 3,393,000 |
| Noninterest expense | 3,249,000 | 6,267,000 | 9,142,000 | 11,850,000 |
| Provision for loan losses | 150,000 | 325,000 | 575,000 | 1,225,000 |
| Pretax income | 4,779,000 | 10,559,000 | 15,689,000 | 20,349,000 |
| Income tax | 1,124,000 | 2,498,000 | 3,712,000 | 4,811,000 |
| Net income | 3,655,000 | 8,061,000 | 11,977,000 | 15,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,361,000 | 81,768,000 | 80,193,000 | 82,985,000 |
| Total capital | 82,354,000 | 87,022,000 | 85,391,000 | 88,278,000 |
| Risk-weighted assets | 398,999,000 | 419,945,000 | 415,187,000 | 435,151,000 |