Call reports 2024
COMMUNITY BANK OF PICKENS COUNTY — 2024
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 552,802,000 | 548,511,000 | 559,525,000 | 582,650,000 |
| Total loans | 399,478,000 | 411,607,000 | 421,728,000 | 435,255,000 |
| Allowance for loan losses | 4,760,000 | 5,007,000 | 5,263,000 | 5,345,000 |
| Securities available for sale | 77,438,000 | 74,730,000 | 39,605,000 | 56,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,095,000 | 473,300,000 | 484,367,000 | 504,536,000 |
| Interest-bearing deposits | 379,913,000 | 377,972,000 | 378,848,000 | 406,688,000 |
| Noninterest-bearing deposits | 100,182,000 | 95,328,000 | 105,519,000 | 97,848,000 |
| Equity capital | 67,929,000 | 70,836,000 | 70,179,000 | 73,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,718,000 | 17,609,000 | 27,169,000 | 36,753,000 |
| Interest expense | 2,441,000 | 5,034,000 | 7,783,000 | 10,713,000 |
| Net interest income | 6,277,000 | 12,575,000 | 19,386,000 | 26,040,000 |
| Noninterest income | 576,000 | 1,393,000 | 1,903,000 | 2,451,000 |
| Noninterest expense | 2,761,000 | 5,548,000 | 8,412,000 | 11,436,000 |
| Provision for loan losses | 75,000 | 315,000 | 565,000 | 665,000 |
| Pretax income | 4,017,000 | 8,105,000 | 12,312,000 | 16,390,000 |
| Income tax | 932,000 | 1,880,000 | 2,865,000 | 3,872,000 |
| Net income | 3,085,000 | 6,225,000 | 9,447,000 | 12,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,236,000 | 71,875,000 | 70,635,000 | 73,706,000 |
| Total capital | 73,922,000 | 76,808,000 | 75,607,000 | 78,807,000 |
| Risk-weighted assets | 374,855,000 | 394,634,000 | 397,493,000 | 407,908,000 |