Call reports 2023
COMMUNITY BANK OF PICKENS COUNTY — 2023
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 522,465,000 | 531,650,000 | 538,879,000 | 547,627,000 |
| Total loans | 349,713,000 | 355,041,000 | 367,779,000 | 382,225,000 |
| Allowance for loan losses | 4,690,000 | 4,694,000 | 4,538,000 | 4,683,000 |
| Securities available for sale | 80,460,000 | 79,763,000 | 77,286,000 | 77,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,761,000 | 465,263,000 | 473,469,000 | 479,365,000 |
| Interest-bearing deposits | 350,177,000 | 362,751,000 | 365,908,000 | 380,839,000 |
| Noninterest-bearing deposits | 108,584,000 | 102,512,000 | 107,561,000 | 98,526,000 |
| Equity capital | 59,460,000 | 61,860,000 | 60,968,000 | 64,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,024,000 | 14,642,000 | 22,775,000 | 31,341,000 |
| Interest expense | 1,296,000 | 2,992,000 | 5,049,000 | 7,357,000 |
| Net interest income | 5,728,000 | 11,650,000 | 17,726,000 | 23,984,000 |
| Noninterest income | 536,000 | 1,097,000 | 1,629,000 | 2,201,000 |
| Noninterest expense | 2,650,000 | 5,379,000 | 8,239,000 | 10,893,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 375,000 |
| Pretax income | 3,489,000 | 7,243,000 | 10,991,000 | 14,917,000 |
| Income tax | 798,000 | 1,680,000 | 2,538,000 | 3,439,000 |
| Net income | 2,691,000 | 5,563,000 | 8,453,000 | 11,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,320,000 | 64,192,000 | 63,126,000 | 66,151,000 |
| Total capital | 65,394,000 | 68,349,000 | 67,440,000 | 70,717,000 |
| Risk-weighted assets | 325,268,000 | 332,055,000 | 344,970,000 | 365,191,000 |