Call reports 2022
COMMUNITY BANK OF PICKENS COUNTY — 2022
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 543,762,000 | 550,601,000 | 529,120,000 | 526,405,000 |
| Total loans | 314,049,000 | 304,950,000 | 328,375,000 | 344,733,000 |
| Allowance for loan losses | 4,149,000 | 4,154,000 | 4,256,000 | 4,556,000 |
| Securities available for sale | 42,323,000 | 51,822,000 | 89,332,000 | 79,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,503,000 | 492,016,000 | 471,887,000 | 466,134,000 |
| Interest-bearing deposits | 380,981,000 | 379,277,000 | 361,631,000 | 362,880,000 |
| Noninterest-bearing deposits | 105,522,000 | 112,739,000 | 110,256,000 | 103,254,000 |
| Equity capital | 53,726,000 | 55,009,000 | 53,210,000 | 56,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,621,000 | 9,557,000 | 15,449,000 | 22,182,000 |
| Interest expense | 619,000 | 1,224,000 | 1,829,000 | 2,804,000 |
| Net interest income | 4,002,000 | 8,333,000 | 13,620,000 | 19,378,000 |
| Noninterest income | 626,000 | 1,141,000 | 1,669,000 | 2,115,000 |
| Noninterest expense | 2,418,000 | 4,812,000 | 7,288,000 | 9,501,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 400,000 |
| Pretax income | 2,210,000 | 4,662,000 | 7,901,000 | 11,592,000 |
| Income tax | 525,000 | 1,097,000 | 1,859,000 | 2,727,000 |
| Net income | 1,685,000 | 3,565,000 | 6,042,000 | 8,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,855,000 | 56,734,000 | 55,806,000 | 58,629,000 |
| Total capital | 58,540,000 | 60,349,000 | 59,744,000 | 62,699,000 |
| Risk-weighted assets | 294,319,000 | 288,680,000 | 314,754,000 | 325,094,000 |