Call reports 2020
COMMUNITY BANK OF PICKENS COUNTY — 2020
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 378,331,000 | 409,414,000 | 419,410,000 | 434,045,000 |
| Total loans | 281,255,000 | 319,550,000 | 323,075,000 | 311,661,000 |
| Allowance for loan losses | 2,717,000 | 3,319,000 | 3,875,000 | 3,666,000 |
| Securities available for sale | 33,921,000 | 20,859,000 | 28,358,000 | 28,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,984,000 | 355,850,000 | 366,543,000 | 380,783,000 |
| Interest-bearing deposits | 284,638,000 | 291,405,000 | 300,408,000 | 316,142,000 |
| Noninterest-bearing deposits | 44,346,000 | 64,445,000 | 66,135,000 | 64,641,000 |
| Equity capital | 43,821,000 | 47,773,000 | 47,307,000 | 47,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,241,000 | 9,758,000 | 14,213,000 | 18,494,000 |
| Interest expense | 1,145,000 | 2,196,000 | 3,194,000 | 4,119,000 |
| Net interest income | 3,096,000 | 7,562,000 | 11,019,000 | 14,375,000 |
| Noninterest income | 739,000 | 3,603,000 | 4,071,000 | 4,704,000 |
| Noninterest expense | 2,110,000 | 4,386,000 | 6,435,000 | 9,275,000 |
| Provision for loan losses | 0 | 600,000 | 1,200,000 | 1,530,000 |
| Pretax income | 1,725,000 | 6,179,000 | 7,455,000 | 8,274,000 |
| Income tax | 387,000 | 892,000 | 1,182,000 | 1,359,000 |
| Net income | 1,338,000 | 5,287,000 | 6,273,000 | 6,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,702,000 | 47,651,000 | 47,207,000 | 47,850,000 |
| Total capital | 46,419,000 | 50,970,000 | 50,804,000 | 51,451,000 |
| Risk-weighted assets | 276,840,000 | 280,699,000 | 287,513,000 | 288,053,000 |