Call reports 2019
COMMUNITY BANK OF PICKENS COUNTY — 2019
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 352,595,000 | 352,562,000 | 361,143,000 | 366,935,000 |
| Total loans | 266,203,000 | 272,723,000 | 273,854,000 | 271,232,000 |
| Allowance for loan losses | 3,009,000 | 3,014,000 | 2,927,000 | 2,891,000 |
| Securities available for sale | 29,473,000 | 27,465,000 | 34,420,000 | 34,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,445,000 | 305,969,000 | 312,955,000 | 319,051,000 |
| Interest-bearing deposits | 265,842,000 | 266,538,000 | 270,135,000 | 278,923,000 |
| Noninterest-bearing deposits | 41,603,000 | 39,431,000 | 42,820,000 | 40,128,000 |
| Equity capital | 39,487,000 | 41,145,000 | 42,643,000 | 42,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,409,000 | 8,865,000 | 13,402,000 | 17,923,000 |
| Interest expense | 945,000 | 1,972,000 | 3,084,000 | 4,253,000 |
| Net interest income | 3,464,000 | 6,893,000 | 10,318,000 | 13,670,000 |
| Noninterest income | 682,000 | 1,263,000 | 1,806,000 | 2,347,000 |
| Noninterest expense | 2,370,000 | 4,495,000 | 6,489,000 | 8,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,776,000 | 3,661,000 | 5,635,000 | 7,085,000 |
| Income tax | 404,000 | 837,000 | 1,289,000 | 1,608,000 |
| Net income | 1,372,000 | 2,824,000 | 4,346,000 | 5,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,565,000 | 41,063,000 | 42,626,000 | 42,355,000 |
| Total capital | 42,574,000 | 44,077,000 | 45,553,000 | 45,246,000 |
| Risk-weighted assets | 258,002,000 | 262,500,000 | 269,132,000 | 271,004,000 |