Call reports 2018
COMMUNITY BANK OF PICKENS COUNTY — 2018
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 349,397,000 | 350,466,000 | 348,732,000 | 354,215,000 |
| Total loans | 266,005,000 | 268,858,000 | 269,513,000 | 265,288,000 |
| Allowance for loan losses | 3,263,000 | 3,263,000 | 3,257,000 | 3,229,000 |
| Securities available for sale | 29,892,000 | 29,771,000 | 29,290,000 | 30,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,236,000 | 309,175,000 | 305,633,000 | 310,541,000 |
| Interest-bearing deposits | 269,231,000 | 270,198,000 | 266,198,000 | 272,169,000 |
| Noninterest-bearing deposits | 40,005,000 | 38,977,000 | 39,435,000 | 38,372,000 |
| Equity capital | 35,284,000 | 36,330,000 | 37,802,000 | 37,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,082,000 | 8,466,000 | 12,911,000 | 17,390,000 |
| Interest expense | 714,000 | 1,534,000 | 2,394,000 | 3,299,000 |
| Net interest income | 3,368,000 | 6,932,000 | 10,517,000 | 14,091,000 |
| Noninterest income | 687,000 | 1,106,000 | 1,760,000 | 2,692,000 |
| Noninterest expense | 2,721,000 | 5,317,000 | 7,614,000 | 10,556,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,334,000 | 2,721,000 | 4,663,000 | 6,227,000 |
| Income tax | 295,000 | 603,000 | 1,047,000 | 1,437,000 |
| Net income | 1,039,000 | 2,118,000 | 3,616,000 | 4,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,432,000 | 36,550,000 | 38,039,000 | 38,161,000 |
| Total capital | 38,576,000 | 39,721,000 | 41,275,000 | 41,365,000 |
| Risk-weighted assets | 251,367,000 | 253,552,000 | 258,871,000 | 256,305,000 |