Call reports 2017
COMMUNITY BANK OF PICKENS COUNTY — 2017
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 328,442,000 | 330,773,000 | 331,028,000 | 329,313,000 |
| Total loans | 244,959,000 | 249,049,000 | 253,582,000 | 251,934,000 |
| Allowance for loan losses | 3,342,000 | 3,354,000 | 3,279,000 | 3,276,000 |
| Securities available for sale | 31,304,000 | 30,831,000 | 30,704,000 | 30,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,980,000 | 292,803,000 | 291,734,000 | 290,037,000 |
| Interest-bearing deposits | 256,863,000 | 257,507,000 | 257,272,000 | 258,104,000 |
| Noninterest-bearing deposits | 34,117,000 | 35,296,000 | 34,462,000 | 31,933,000 |
| Equity capital | 32,330,000 | 33,146,000 | 34,212,000 | 34,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,619,000 | 7,486,000 | 11,481,000 | 15,407,000 |
| Interest expense | 595,000 | 1,186,000 | 1,795,000 | 2,441,000 |
| Net interest income | 3,024,000 | 6,300,000 | 9,686,000 | 12,966,000 |
| Noninterest income | 1,022,000 | 1,386,000 | 3,322,000 | 3,941,000 |
| Noninterest expense | 2,306,000 | 4,556,000 | 8,065,000 | 10,668,000 |
| Provision for loan losses | 330,000 | 660,000 | 820,000 | 820,000 |
| Pretax income | 1,410,000 | 2,470,000 | 4,123,000 | 5,419,000 |
| Income tax | 486,000 | 839,000 | 1,415,000 | 2,331,000 |
| Net income | 924,000 | 1,631,000 | 2,708,000 | 3,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,134,000 | 32,870,000 | 34,035,000 | 34,348,000 |
| Total capital | 35,189,000 | 35,941,000 | 37,229,000 | 37,449,000 |
| Risk-weighted assets | 244,096,000 | 245,365,000 | 255,360,000 | 247,853,000 |