Call reports 2012
COMMUNITY BANK OF PICKENS COUNTY — 2012
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 299,279,000 | 299,491,000 | 304,804,000 | 306,606,000 |
| Total loans | 217,507,000 | 215,484,000 | 226,662,000 | 225,987,000 |
| Allowance for loan losses | 4,864,000 | 4,395,000 | 4,871,000 | 3,853,000 |
| Securities available for sale | 42,316,000 | 42,331,000 | 41,675,000 | 41,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,841,000 | 280,676,000 | 285,508,000 | 287,180,000 |
| Interest-bearing deposits | 265,790,000 | 263,757,000 | 267,249,000 | 268,250,000 |
| Noninterest-bearing deposits | 15,051,000 | 16,919,000 | 18,259,000 | 18,930,000 |
| Equity capital | 14,622,000 | 14,983,000 | 15,276,000 | 15,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,231,000 | 6,474,000 | 9,852,000 | 13,490,000 |
| Interest expense | 1,100,000 | 2,153,000 | 3,144,000 | 4,085,000 |
| Net interest income | 2,131,000 | 4,321,000 | 6,708,000 | 9,405,000 |
| Noninterest income | 379,000 | 1,178,000 | 2,244,000 | 3,269,000 |
| Noninterest expense | 2,489,000 | 5,517,000 | 7,924,000 | 9,976,000 |
| Provision for loan losses | 0 | 0 | 700,000 | 1,925,000 |
| Pretax income | 21,000 | 98,000 | 444,000 | 889,000 |
| Income tax | -34,000 | -46,000 | 37,000 | 164,000 |
| Net income | 55,000 | 144,000 | 407,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,539,000 | 12,575,000 | 13,250,000 | 13,713,000 |
| Total capital | 15,382,000 | 15,405,000 | 16,191,000 | 16,708,000 |
| Risk-weighted assets | 225,397,000 | 224,841,000 | 233,314,000 | 238,752,000 |