Call reports 2001
COMMUNITY BANK OF PICKENS COUNTY — 2001
What COMMUNITY BANK OF PICKENS COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,610,000 | 26,582,000 | 32,443,000 | 38,163,000 |
| Total loans | 14,252,000 | 18,598,000 | 19,818,000 | 25,728,000 |
| Allowance for loan losses | 140,000 | 185,000 | 205,000 | 329,000 |
| Securities available for sale | 0 | 0 | 0 | 3,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,486,000 | 21,505,000 | 27,333,000 | 32,881,000 |
| Interest-bearing deposits | 12,632,000 | 19,471,000 | 25,250,000 | 30,969,000 |
| Noninterest-bearing deposits | 1,854,000 | 2,034,000 | 2,083,000 | 1,912,000 |
| Equity capital | 5,066,000 | 4,994,000 | 4,966,000 | 5,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 807,000 | 1,328,000 | 1,935,000 |
| Interest expense | 147,000 | 392,000 | 692,000 | 1,042,000 |
| Net interest income | 202,000 | 415,000 | 636,000 | 893,000 |
| Noninterest income | 15,000 | 39,000 | 69,000 | 111,000 |
| Noninterest expense | 244,000 | 508,000 | 767,000 | 1,118,000 |
| Provision for loan losses | 60,000 | 105,000 | 125,000 | 250,000 |
| Pretax income | -87,000 | -159,000 | -187,000 | -364,000 |
| Income tax | 0 | 0 | 0 | -342,000 |
| Net income | -87,000 | -159,000 | -187,000 | -22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,066,000 | 4,994,000 | 4,966,000 | 5,131,000 |
| Total capital | 5,206,000 | 5,179,000 | 5,171,000 | 5,460,000 |
| Risk-weighted assets | 14,887,000 | 19,505,000 | 21,628,000 | 27,244,000 |