Call reports 2025
NOVA BANK — 2025
What NOVA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,846,000 | 85,454,000 | 85,621,000 | 89,117,000 |
| Total loans | 40,506,000 | 54,799,000 | 61,218,000 | 65,636,000 |
| Allowance for loan losses | 590,000 | 735,000 | 775,000 | 838,000 |
| Securities available for sale | 5,432,000 | 5,327,000 | 5,213,000 | 5,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,682,000 | 60,654,000 | 60,641,000 | 64,174,000 |
| Interest-bearing deposits | 52,781,000 | 55,862,000 | 54,495,000 | 58,090,000 |
| Noninterest-bearing deposits | 2,901,000 | 4,792,000 | 6,146,000 | 6,084,000 |
| Equity capital | 24,380,000 | 24,196,000 | 24,272,000 | 24,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,493,000 | 4,166,000 | 5,829,000 |
| Interest expense | 468,000 | 1,013,000 | 1,722,000 | 2,336,000 |
| Net interest income | 586,000 | 1,480,000 | 2,444,000 | 3,493,000 |
| Noninterest income | 4,000 | 53,000 | 152,000 | 282,000 |
| Noninterest expense | 814,000 | 1,844,000 | 2,888,000 | 3,858,000 |
| Provision for loan losses | 75,000 | 220,000 | 260,000 | 335,000 |
| Pretax income | -299,000 | -531,000 | -552,000 | -418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -299,000 | -531,000 | -552,000 | -418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,380,000 | 24,196,000 | 24,197,000 | 24,342,000 |