Call reports 2016
EQUITABLE CO-OPERATIVE BANK — 2016
What EQUITABLE CO-OPERATIVE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 100,235,000 | 99,906,000 |
| Total loans | 66,167,000 | 64,213,000 |
| Allowance for loan losses | 150,000 | 206,000 |
| Securities available for sale | 16,106,000 | 14,762,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 86,140,000 | 85,757,000 |
| Interest-bearing deposits | 77,411,000 | 74,425,000 |
| Noninterest-bearing deposits | 8,729,000 | 11,332,000 |
| Equity capital | 12,556,000 | 12,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 756,000 | 1,504,000 |
| Interest expense | 56,000 | 109,000 |
| Net interest income | 700,000 | 1,395,000 |
| Noninterest income | 196,000 | 355,000 |
| Noninterest expense | 802,000 | 1,488,000 |
| Provision for loan losses | 96,000 | 152,000 |
| Pretax income | -2,000 | 103,000 |
| Income tax | -13,000 | 15,000 |
| Net income | 11,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 11,410,000 | 11,558,000 |
| Total capital | 11,573,000 | 11,777,000 |
| Risk-weighted assets | 64,046,000 | 61,206,000 |