Call reports 2002
EQUITABLE CO-OPERATIVE BANK — 2002
What EQUITABLE CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,531,000 | 66,166,000 | 67,051,000 | 67,962,000 |
| Total loans | 40,184,000 | 39,705,000 | 38,664,000 | 38,633,000 |
| Allowance for loan losses | 314,000 | 314,000 | 314,000 | 314,000 |
| Securities available for sale | 13,504,000 | 15,802,000 | 15,490,000 | 19,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,250,000 | 53,126,000 | 54,101,000 | 54,831,000 |
| Interest-bearing deposits | 49,960,000 | 51,050,000 | 52,052,000 | 53,052,000 |
| Noninterest-bearing deposits | 1,290,000 | 2,076,000 | 2,049,000 | 1,778,000 |
| Equity capital | 11,638,000 | 11,467,000 | 11,338,000 | 11,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,847,000 | 2,776,000 | 3,738,000 |
| Interest expense | 320,000 | 639,000 | 944,000 | 1,238,000 |
| Net interest income | 636,000 | 1,208,000 | 1,832,000 | 2,500,000 |
| Noninterest income | 109,000 | 275,000 | 574,000 | 681,000 |
| Noninterest expense | 602,000 | 1,184,000 | 1,827,000 | 2,479,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 276,000 | 447,000 | 570,000 |
| Income tax | 48,000 | 81,000 | 149,000 | 176,000 |
| Net income | 96,000 | 195,000 | 298,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,935,000 | 10,729,000 | 10,120,000 | 10,422,000 |
| Total capital | 11,375,000 | 11,043,000 | 10,434,000 | 10,736,000 |
| Risk-weighted assets | 42,988,000 | 45,071,000 | 44,906,000 | 44,352,000 |