Call reports 2001
EQUITABLE CO-OPERATIVE BANK — 2001
What EQUITABLE CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,264,000 | 60,746,000 | 61,131,000 | 62,240,000 |
| Total loans | 37,423,000 | 40,199,000 | 40,452,000 | 39,319,000 |
| Allowance for loan losses | 316,000 | 316,000 | 316,000 | 314,000 |
| Securities available for sale | 16,010,000 | 14,376,000 | 14,012,000 | 14,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,497,000 | 47,669,000 | 48,297,000 | 48,947,000 |
| Interest-bearing deposits | 45,250,000 | 45,915,000 | 46,787,000 | 47,574,000 |
| Noninterest-bearing deposits | 1,247,000 | 1,754,000 | 1,510,000 | 1,373,000 |
| Equity capital | 11,343,000 | 11,570,000 | 11,323,000 | 11,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,938,000 | 2,933,000 | 3,884,000 |
| Interest expense | 366,000 | 737,000 | 1,101,000 | 1,449,000 |
| Net interest income | 598,000 | 1,201,000 | 1,832,000 | 2,435,000 |
| Noninterest income | 68,000 | 146,000 | 190,000 | 400,000 |
| Noninterest expense | 541,000 | 1,114,000 | 1,667,000 | 2,249,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 542,000 | 664,000 | 948,000 |
| Income tax | 22,000 | 154,000 | 179,000 | 275,000 |
| Net income | 100,000 | 388,000 | 485,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,667,000 | 10,954,000 | 10,651,000 | 10,839,000 |
| Total capital | 11,383,000 | 11,627,000 | 11,021,000 | 11,294,000 |
| Risk-weighted assets | 41,034,000 | 40,646,000 | 41,349,000 | 40,607,000 |