Call reports 2003
FIRST NATIONAL BANK OF MARSHALL — 2003
What FIRST NATIONAL BANK OF MARSHALL reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 54,209,000 | 54,203,000 | 50,410,000 |
| Total loans | 31,169,000 | 31,070,000 | 32,062,000 |
| Allowance for loan losses | 664,000 | 605,000 | 638,000 |
| Securities available for sale | 15,848,000 | 15,149,000 | 14,353,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 48,135,000 | 47,817,000 | 44,052,000 |
| Interest-bearing deposits | 44,882,000 | 43,572,000 | 40,073,000 |
| Noninterest-bearing deposits | 3,253,000 | 4,245,000 | 3,979,000 |
| Equity capital | 5,677,000 | 5,938,000 | 5,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 774,000 | 1,561,000 | 2,324,000 |
| Interest expense | 304,000 | 580,000 | 833,000 |
| Net interest income | 470,000 | 981,000 | 1,491,000 |
| Noninterest income | 106,000 | 205,000 | 293,000 |
| Noninterest expense | 300,000 | 588,000 | 888,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 |
| Pretax income | 246,000 | 538,000 | 806,000 |
| Income tax | 59,000 | 128,000 | 190,000 |
| Net income | 187,000 | 410,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 5,289,000 | 5,392,000 | 5,593,000 |
| Total capital | 5,740,000 | 5,850,000 | 6,112,000 |
| Risk-weighted assets | 35,992,000 | 36,492,000 | 41,430,000 |