Call reports 2002
FIRST NATIONAL BANK OF MARSHALL — 2002
What FIRST NATIONAL BANK OF MARSHALL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,993,000 | 48,163,000 | 51,335,000 | 55,145,000 |
| Total loans | 32,197,000 | 32,554,000 | 32,550,000 | 31,897,000 |
| Allowance for loan losses | 535,000 | 575,000 | 607,000 | 633,000 |
| Securities available for sale | 10,706,000 | 11,611,000 | 13,155,000 | 13,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,623,000 | 42,589,000 | 45,487,000 | 49,363,000 |
| Interest-bearing deposits | 39,599,000 | 38,977,000 | 41,219,000 | 45,102,000 |
| Noninterest-bearing deposits | 3,024,000 | 3,612,000 | 4,268,000 | 4,261,000 |
| Equity capital | 4,983,000 | 5,173,000 | 5,493,000 | 5,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,585,000 | 2,396,000 | 3,175,000 |
| Interest expense | 349,000 | 688,000 | 1,027,000 | 1,347,000 |
| Net interest income | 452,000 | 897,000 | 1,369,000 | 1,828,000 |
| Noninterest income | 93,000 | 177,000 | 268,000 | 364,000 |
| Noninterest expense | 282,000 | 562,000 | 835,000 | 1,164,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 233,000 | 452,000 | 712,000 | 908,000 |
| Income tax | 48,000 | 93,000 | 148,000 | 184,000 |
| Net income | 185,000 | 359,000 | 564,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,788,000 | 4,858,000 | 5,056,000 | 5,103,000 |
| Total capital | 5,215,000 | 5,287,000 | 5,501,000 | 5,557,000 |
| Risk-weighted assets | 33,818,000 | 34,137,000 | 35,410,000 | 36,140,000 |