Call reports 2001
FIRST NATIONAL BANK OF MARSHALL — 2001
What FIRST NATIONAL BANK OF MARSHALL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,125,000 | 48,224,000 | 48,617,000 | 48,388,000 |
| Total loans | 31,493,000 | 32,584,000 | 33,401,000 | 34,145,000 |
| Allowance for loan losses | 468,000 | 479,000 | 502,000 | 522,000 |
| Securities available for sale | 13,119,000 | 12,431,000 | 12,503,000 | 11,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,218,000 | 43,304,000 | 42,886,000 | 42,740,000 |
| Interest-bearing deposits | 41,288,000 | 40,029,000 | 38,689,000 | 38,602,000 |
| Noninterest-bearing deposits | 2,930,000 | 3,275,000 | 4,197,000 | 4,138,000 |
| Equity capital | 4,543,000 | 4,590,000 | 4,873,000 | 4,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,760,000 | 2,634,000 | 3,486,000 |
| Interest expense | 474,000 | 933,000 | 1,371,000 | 1,762,000 |
| Net interest income | 403,000 | 827,000 | 1,263,000 | 1,724,000 |
| Noninterest income | 72,000 | 151,000 | 224,000 | 305,000 |
| Noninterest expense | 256,000 | 510,000 | 768,000 | 1,079,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 189,000 | 408,000 | 629,000 | 830,000 |
| Income tax | 36,000 | 82,000 | 126,000 | 157,000 |
| Net income | 153,000 | 326,000 | 503,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,275,000 | 4,360,000 | 4,533,000 | 4,608,000 |
| Total capital | 4,688,000 | 4,788,000 | 4,973,000 | 5,048,000 |
| Risk-weighted assets | 32,728,000 | 34,073,000 | 34,904,000 | 34,990,000 |