Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 453,389,000 | 458,272,000 | 441,217,000 | 442,085,000 |
| Total loans | 322,344,000 | 345,765,000 | 334,612,000 | 324,038,000 |
| Allowance for loan losses | 2,786,000 | 3,038,000 | 3,176,000 | 2,981,000 |
| Securities available for sale | 76,607,000 | 71,130,000 | 63,597,000 | 60,068,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,360,000 | 378,682,000 | 384,805,000 | 384,723,000 |
| Interest-bearing deposits | 308,079,000 | 301,312,000 | 309,290,000 | 299,147,000 |
| Noninterest-bearing deposits | 78,281,000 | 77,370,000 | 75,515,000 | 85,576,000 |
| Equity capital | 34,617,000 | 33,775,000 | 33,840,000 | 33,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,674,000 | 7,471,000 | 11,325,000 | 15,117,000 |
| Interest expense | 258,000 | 497,000 | 739,000 | 957,000 |
| Net interest income | 3,416,000 | 6,974,000 | 10,586,000 | 14,160,000 |
| Noninterest income | 959,000 | 1,896,000 | 2,939,000 | 3,848,000 |
| Noninterest expense | 3,498,000 | 6,819,000 | 10,237,000 | 13,812,000 |
| Provision for loan losses | -128,000 | 81,000 | 98,000 | -30,000 |
| Pretax income | 1,104,000 | 2,069,000 | 3,289,000 | 4,325,000 |
| Income tax | 374,000 | 704,000 | 1,126,000 | 1,483,000 |
| Net income | 730,000 | 1,365,000 | 2,163,000 | 2,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,243,000 | 32,877,000 | 32,927,000 | 32,857,000 |
| Total capital | 36,061,000 | 35,947,000 | 36,136,000 | 35,871,000 |
| Risk-weighted assets | 266,338,000 | 297,514,000 | 300,968,000 | 297,651,000 |