Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 451,856,000 | 456,355,000 | 436,967,000 | 457,920,000 |
| Total loans | 313,920,000 | 325,955,000 | 312,188,000 | 309,001,000 |
| Allowance for loan losses | 3,194,000 | 3,258,000 | 3,119,000 | 2,978,000 |
| Securities available for sale | 89,185,000 | 87,673,000 | 83,883,000 | 80,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,824,000 | 383,037,000 | 379,853,000 | 391,539,000 |
| Interest-bearing deposits | 314,146,000 | 308,420,000 | 306,773,000 | 306,233,000 |
| Noninterest-bearing deposits | 81,678,000 | 74,617,000 | 73,080,000 | 85,306,000 |
| Equity capital | 34,922,000 | 36,359,000 | 37,445,000 | 35,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,028,000 | 8,238,000 | 12,227,000 | 16,015,000 |
| Interest expense | 460,000 | 854,000 | 1,186,000 | 1,484,000 |
| Net interest income | 3,568,000 | 7,384,000 | 11,041,000 | 14,531,000 |
| Noninterest income | 936,000 | 1,901,000 | 3,029,000 | 4,006,000 |
| Noninterest expense | 3,147,000 | 6,334,000 | 9,652,000 | 12,984,000 |
| Provision for loan losses | 152,000 | -153,000 | -241,000 | -143,000 |
| Pretax income | 1,205,000 | 3,104,000 | 4,659,000 | 5,696,000 |
| Income tax | 407,000 | 1,058,000 | 1,591,000 | 1,937,000 |
| Net income | 798,000 | 2,046,000 | 3,068,000 | 3,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,549,000 | 34,798,000 | 35,820,000 | 34,263,000 |
| Total capital | 36,771,000 | 38,084,000 | 38,967,000 | 37,270,000 |
| Risk-weighted assets | 266,190,000 | 282,319,000 | 271,214,000 | 273,013,000 |