Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 424,839,000 | 481,340,000 | 423,810,000 | 433,420,000 |
| Total loans | 296,847,000 | 315,144,000 | 310,182,000 | 309,208,000 |
| Allowance for loan losses | 3,231,000 | 2,988,000 | 2,965,000 | 3,078,000 |
| Securities available for sale | 68,326,000 | 56,675,000 | 57,220,000 | 56,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,307,000 | 427,610,000 | 375,757,000 | 382,534,000 |
| Interest-bearing deposits | 304,015,000 | 361,364,000 | 308,824,000 | 308,982,000 |
| Noninterest-bearing deposits | 68,292,000 | 66,246,000 | 66,933,000 | 73,552,000 |
| Equity capital | 33,840,000 | 32,394,000 | 33,446,000 | 34,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,591,000 | 9,172,000 | 13,604,000 | 17,815,000 |
| Interest expense | 600,000 | 1,191,000 | 1,767,000 | 2,287,000 |
| Net interest income | 3,991,000 | 7,981,000 | 11,837,000 | 15,528,000 |
| Noninterest income | 1,031,000 | 2,107,000 | 3,057,000 | 3,941,000 |
| Noninterest expense | 3,603,000 | 6,801,000 | 10,200,000 | 13,460,000 |
| Provision for loan losses | 255,000 | 720,000 | 801,000 | 819,000 |
| Pretax income | 1,164,000 | 2,852,000 | 4,206,000 | 5,503,000 |
| Income tax | 384,000 | 955,000 | 1,412,000 | 1,848,000 |
| Net income | 780,000 | 1,897,000 | 2,794,000 | 3,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,876,000 | 30,992,000 | 31,889,000 | 32,749,000 |
| Total capital | 36,130,000 | 34,003,000 | 34,877,000 | 35,850,000 |
| Risk-weighted assets | 259,933,000 | 262,599,000 | 256,843,000 | 255,399,000 |