Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 433,993,000 | 434,937,000 | 416,629,000 | 412,707,000 |
| Total loans | 340,233,000 | 331,321,000 | 313,725,000 | 309,632,000 |
| Allowance for loan losses | 3,510,000 | 3,455,000 | 3,270,000 | 3,329,000 |
| Securities available for sale | 51,653,000 | 51,338,000 | 56,763,000 | 63,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,511,000 | 370,502,000 | 365,955,000 | 361,252,000 |
| Interest-bearing deposits | 317,129,000 | 309,221,000 | 302,765,000 | 299,633,000 |
| Noninterest-bearing deposits | 58,382,000 | 61,281,000 | 63,190,000 | 61,619,000 |
| Equity capital | 45,004,000 | 46,630,000 | 32,360,000 | 33,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,323,000 | 10,520,000 | 15,516,000 | 20,261,000 |
| Interest expense | 1,124,000 | 2,106,000 | 2,881,000 | 3,554,000 |
| Net interest income | 4,199,000 | 8,414,000 | 12,635,000 | 16,707,000 |
| Noninterest income | 1,061,000 | 2,120,000 | 3,125,000 | 4,217,000 |
| Noninterest expense | 3,345,000 | 6,476,000 | 9,627,000 | 12,895,000 |
| Provision for loan losses | 13,000 | 30,000 | 51,000 | 123,000 |
| Pretax income | 2,080,000 | 4,206,000 | 6,260,000 | 8,084,000 |
| Income tax | 714,000 | 1,433,000 | 2,133,000 | 2,743,000 |
| Net income | 1,366,000 | 2,773,000 | 4,127,000 | 5,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,868,000 | 45,277,000 | 30,880,000 | 32,095,000 |
| Total capital | 47,225,000 | 48,617,000 | 34,094,000 | 35,364,000 |
| Risk-weighted assets | 268,348,000 | 267,055,000 | 257,078,000 | 261,464,000 |