Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 508,550,000 | 481,761,000 | 455,698,000 | 445,172,000 |
| Total loans | 420,727,000 | 386,152,000 | 373,621,000 | 360,306,000 |
| Allowance for loan losses | 9,781,000 | 10,996,000 | 12,123,000 | 14,399,000 |
| Securities available for sale | 20,675,000 | 22,022,000 | 24,296,000 | 50,360,000 |
| Securities held to maturity | 40,699,000 | 35,256,000 | 28,600,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,702,000 | 425,630,000 | 396,646,000 | 387,519,000 |
| Interest-bearing deposits | 384,739,000 | 367,499,000 | 341,531,000 | 324,606,000 |
| Noninterest-bearing deposits | 57,963,000 | 58,131,000 | 55,115,000 | 62,913,000 |
| Equity capital | 38,045,000 | 38,158,000 | 38,850,000 | 36,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,179,000 | 16,961,000 | 26,336,000 | 35,711,000 |
| Interest expense | 2,437,000 | 4,486,000 | 6,106,000 | 7,451,000 |
| Net interest income | 5,742,000 | 12,475,000 | 20,230,000 | 28,260,000 |
| Noninterest income | 995,000 | 2,036,000 | 3,208,000 | 4,284,000 |
| Noninterest expense | 3,615,000 | 7,206,000 | 10,692,000 | 14,322,000 |
| Provision for loan losses | 4,121,000 | 8,307,000 | 12,966,000 | 18,994,000 |
| Pretax income | -999,000 | -1,002,000 | -220,000 | -772,000 |
| Income tax | -371,000 | -393,000 | -138,000 | -362,000 |
| Net income | -628,000 | -609,000 | -82,000 | -410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,986,000 | 37,005,000 | 37,532,000 | 35,447,000 |
| Total capital | 41,952,000 | 41,839,000 | 42,186,000 | 39,932,000 |
| Risk-weighted assets | 392,469,000 | 380,537,000 | 364,824,000 | 348,882,000 |