Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 473,281,000 | 484,369,000 | 491,412,000 | 498,698,000 |
| Total loans | 379,832,000 | 403,448,000 | 405,895,000 | 394,809,000 |
| Allowance for loan losses | 5,133,000 | 5,426,000 | 6,101,000 | 8,222,000 |
| Securities available for sale | 5,337,000 | 11,720,000 | 15,482,000 | 15,185,000 |
| Securities held to maturity | 62,632,000 | 47,153,000 | 50,356,000 | 45,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,133,000 | 410,480,000 | 404,992,000 | 433,671,000 |
| Interest-bearing deposits | 352,409,000 | 357,394,000 | 349,440,000 | 373,786,000 |
| Noninterest-bearing deposits | 52,724,000 | 53,086,000 | 55,552,000 | 59,885,000 |
| Equity capital | 36,165,000 | 36,954,000 | 37,804,000 | 36,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,895,000 | 16,166,000 | 24,747,000 | 33,131,000 |
| Interest expense | 3,062,000 | 5,842,000 | 8,502,000 | 11,152,000 |
| Net interest income | 4,833,000 | 10,324,000 | 16,245,000 | 21,979,000 |
| Noninterest income | 1,028,000 | 2,111,000 | 3,367,000 | 4,448,000 |
| Noninterest expense | 3,434,000 | 6,876,000 | 10,282,000 | 13,741,000 |
| Provision for loan losses | 1,503,000 | 3,243,000 | 5,965,000 | 11,432,000 |
| Pretax income | 924,000 | 2,316,000 | 3,365,000 | 1,254,000 |
| Income tax | 294,000 | 755,000 | 1,099,000 | 337,000 |
| Net income | 630,000 | 1,561,000 | 2,266,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,327,000 | 36,258,000 | 36,962,000 | 35,614,000 |
| Total capital | 40,117,000 | 41,309,000 | 42,028,000 | 40,658,000 |
| Risk-weighted assets | 382,860,000 | 403,659,000 | 404,182,000 | 400,350,000 |