Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 456,768,000 | 451,714,000 | 443,857,000 | 466,241,000 |
| Total loans | 340,751,000 | 354,391,000 | 354,511,000 | 373,352,000 |
| Allowance for loan losses | 4,256,000 | 4,155,000 | 4,302,000 | 4,423,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 59,424,000 | 58,640,000 | 58,898,000 | 59,059,000 |
| Trading assets | 10,265,000 | 0 | 0 | 0 |
| Total deposits | 393,994,000 | 397,899,000 | 391,886,000 | 406,297,000 |
| Interest-bearing deposits | 345,718,000 | 347,226,000 | 342,523,000 | 346,490,000 |
| Noninterest-bearing deposits | 48,276,000 | 50,673,000 | 49,363,000 | 59,807,000 |
| Equity capital | 35,977,000 | 35,489,000 | 35,362,000 | 36,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,311,000 | 16,424,000 | 24,435,000 | 32,421,000 |
| Interest expense | 3,180,000 | 6,453,000 | 9,747,000 | 12,996,000 |
| Net interest income | 5,131,000 | 9,971,000 | 14,688,000 | 19,425,000 |
| Noninterest income | 913,000 | 1,423,000 | 2,404,000 | 3,360,000 |
| Noninterest expense | 3,578,000 | 6,918,000 | 10,380,000 | 13,676,000 |
| Provision for loan losses | 207,000 | 305,000 | 455,000 | 1,067,000 |
| Pretax income | 2,259,000 | 4,171,000 | 6,257,000 | 8,042,000 |
| Income tax | 768,000 | 1,418,000 | 2,131,000 | 2,734,000 |
| Net income | 1,491,000 | 2,753,000 | 4,126,000 | 5,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,130,000 | 34,642,000 | 34,515,000 | 35,697,000 |
| Total capital | 39,418,000 | 38,823,000 | 38,841,000 | 40,145,000 |
| Risk-weighted assets | 356,867,000 | 358,324,000 | 360,801,000 | 373,975,000 |