Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 456,662,000 | 472,721,000 | 455,126,000 | 459,780,000 |
| Total loans | 333,120,000 | 348,124,000 | 343,325,000 | 340,361,000 |
| Allowance for loan losses | 4,803,000 | 4,979,000 | 4,956,000 | 4,812,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 79,529,000 | 84,215,000 | 73,803,000 | 63,993,000 |
| Trading assets | 17,964,000 | 12,292,000 | 11,658,000 | 10,167,000 |
| Total deposits | 396,809,000 | 386,527,000 | 375,267,000 | 397,157,000 |
| Interest-bearing deposits | 347,086,000 | 337,058,000 | 327,715,000 | 341,009,000 |
| Noninterest-bearing deposits | 49,723,000 | 49,469,000 | 47,552,000 | 56,148,000 |
| Equity capital | 34,104,000 | 33,617,000 | 34,736,000 | 34,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,572,000 | 15,722,000 | 23,973,000 | 32,405,000 |
| Interest expense | 2,413,000 | 5,201,000 | 8,343,000 | 11,499,000 |
| Net interest income | 5,159,000 | 10,521,000 | 15,630,000 | 20,906,000 |
| Noninterest income | 1,941,000 | 2,790,000 | 3,792,000 | 4,624,000 |
| Noninterest expense | 3,686,000 | 7,241,000 | 10,791,000 | 14,297,000 |
| Provision for loan losses | 1,612,000 | 2,726,000 | 3,587,000 | 4,683,000 |
| Pretax income | 1,802,000 | 3,344,000 | 5,044,000 | 6,550,000 |
| Income tax | 618,000 | 1,147,000 | 1,728,000 | 2,234,000 |
| Net income | 1,184,000 | 2,197,000 | 3,316,000 | 4,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,257,000 | 32,770,000 | 33,889,000 | 33,639,000 |
| Total capital | 37,647,000 | 37,284,000 | 38,304,000 | 38,140,000 |
| Risk-weighted assets | 350,738,000 | 360,633,000 | 352,648,000 | 359,731,000 |