Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 490,850,000 | 490,278,000 | 454,373,000 | 460,786,000 |
| Total loans | 350,401,000 | 361,830,000 | 320,525,000 | 329,655,000 |
| Allowance for loan losses | 5,452,000 | 5,835,000 | 4,636,000 | 4,198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 95,423,000 | 87,960,000 | 85,178,000 | 84,883,000 |
| Trading assets | 19,300,000 | 18,030,000 | 12,424,000 | 14,820,000 |
| Total deposits | 385,678,000 | 394,531,000 | 389,471,000 | 397,596,000 |
| Interest-bearing deposits | 336,396,000 | 345,686,000 | 340,378,000 | 337,188,000 |
| Noninterest-bearing deposits | 49,282,000 | 48,845,000 | 49,093,000 | 60,408,000 |
| Equity capital | 35,097,000 | 36,508,000 | 32,388,000 | 32,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,003,000 | 16,831,000 | 24,834,000 | 33,149,000 |
| Interest expense | 1,966,000 | 4,246,000 | 6,495,000 | 8,771,000 |
| Net interest income | 6,037,000 | 12,585,000 | 18,339,000 | 24,378,000 |
| Noninterest income | 1,064,000 | 2,244,000 | 3,606,000 | 2,915,000 |
| Noninterest expense | 3,474,000 | 6,994,000 | 10,595,000 | 14,289,000 |
| Provision for loan losses | 1,998,000 | 4,043,000 | 4,295,000 | 5,151,000 |
| Pretax income | 1,629,000 | 3,792,000 | 7,055,000 | 7,853,000 |
| Income tax | 559,000 | 1,311,000 | 2,444,000 | 2,710,000 |
| Net income | 1,070,000 | 2,481,000 | 4,611,000 | 5,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,250,000 | 35,661,000 | 31,541,000 | 32,073,000 |
| Total capital | 39,008,000 | 40,520,000 | 35,819,000 | 36,321,000 |
| Risk-weighted assets | 379,883,000 | 387,724,000 | 341,809,000 | 350,697,000 |