Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 476,661,000 | 477,654,000 | 479,248,000 | 495,210,000 |
| Total loans | 344,097,000 | 347,695,000 | 348,240,000 | 340,599,000 |
| Allowance for loan losses | 7,291,000 | 6,903,000 | 7,440,000 | 7,896,000 |
| Securities available for sale | 3,054,000 | 3,024,000 | 0 | 0 |
| Securities held to maturity | 83,190,000 | 90,669,000 | 96,274,000 | 94,631,000 |
| Trading assets | 0 | 0 | 0 | 12,055,000 |
| Total deposits | 401,642,000 | 394,286,000 | 394,688,000 | 406,497,000 |
| Interest-bearing deposits | 377,050,000 | 367,903,000 | 354,280,000 | 362,056,000 |
| Noninterest-bearing deposits | 24,592,000 | 26,383,000 | 40,408,000 | 44,441,000 |
| Equity capital | 34,323,000 | 34,968,000 | 34,743,000 | 35,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,834,000 | 20,007,000 | 30,041,000 | 40,289,000 |
| Interest expense | 3,475,000 | 6,733,000 | 9,756,000 | 12,579,000 |
| Net interest income | 6,359,000 | 13,274,000 | 20,285,000 | 27,710,000 |
| Noninterest income | 709,000 | 1,603,000 | 2,550,000 | 407,000 |
| Noninterest expense | 3,310,000 | 6,634,000 | 9,804,000 | 13,171,000 |
| Provision for loan losses | 3,195,000 | 5,853,000 | 9,008,000 | 11,797,000 |
| Pretax income | 563,000 | 2,390,000 | 4,023,000 | 3,149,000 |
| Income tax | 228,000 | 896,000 | 1,491,000 | 1,218,000 |
| Net income | 335,000 | 1,494,000 | 2,532,000 | 1,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,450,000 | 34,109,000 | 33,896,000 | 34,483,000 |
| Total capital | 38,054,000 | 38,716,000 | 38,520,000 | 39,176,000 |
| Risk-weighted assets | 365,663,000 | 366,382,000 | 367,138,000 | 372,233,000 |