Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 482,299,000 | 477,567,000 | 476,610,000 | 475,191,000 |
| Total loans | 384,657,000 | 364,685,000 | 359,735,000 | 357,421,000 |
| Allowance for loan losses | 6,879,000 | 6,762,000 | 6,691,000 | 6,833,000 |
| Securities available for sale | 35,312,000 | 16,499,000 | 16,248,000 | 13,648,000 |
| Securities held to maturity | 37,696,000 | 65,278,000 | 72,515,000 | 74,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,708,000 | 409,239,000 | 410,702,000 | 410,557,000 |
| Interest-bearing deposits | 390,137,000 | 383,339,000 | 383,805,000 | 380,794,000 |
| Noninterest-bearing deposits | 28,571,000 | 25,900,000 | 26,897,000 | 29,763,000 |
| Equity capital | 35,227,000 | 35,147,000 | 35,448,000 | 34,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 11,273,000 | 21,859,000 | 32,418,000 | 42,664,000 |
| Interest expense | 5,429,000 | 10,305,000 | 14,892,000 | 18,763,000 |
| Net interest income | 5,844,000 | 11,554,000 | 17,526,000 | 23,901,000 |
| Noninterest income | 697,000 | 1,390,000 | 2,083,000 | 2,777,000 |
| Noninterest expense | 3,457,000 | 6,737,000 | 10,086,000 | 13,340,000 |
| Provision for loan losses | 2,558,000 | 5,225,000 | 7,814,000 | 10,592,000 |
| Pretax income | 527,000 | 1,059,000 | 1,786,000 | 2,823,000 |
| Income tax | 188,000 | 414,000 | 709,000 | 1,121,000 |
| Net income | 339,000 | 645,000 | 1,077,000 | 1,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,167,000 | 34,002,000 | 34,462,000 | 33,364,000 |
| Total capital | 38,846,000 | 38,613,000 | 39,048,000 | 38,012,000 |
| Risk-weighted assets | 372,133,000 | 366,776,000 | 364,780,000 | 369,629,000 |