Call reports 2025
STARION BANK — 2025
What STARION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,177,523,000 | 2,084,386,000 | 1,988,126,000 | 2,064,114,000 |
| Total loans | 1,212,238,000 | 1,217,323,000 | 1,219,897,000 | 1,265,623,000 |
| Allowance for loan losses | 16,498,000 | 16,726,000 | 16,602,000 | 18,331,000 |
| Securities available for sale | 544,530,000 | 545,545,000 | 542,109,000 | 530,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,831,517,000 | 1,759,777,000 | 1,708,916,000 | 1,784,439,000 |
| Interest-bearing deposits | 1,590,556,000 | 1,525,841,000 | 1,458,356,000 | 1,532,893,000 |
| Noninterest-bearing deposits | 240,961,000 | 233,936,000 | 250,560,000 | 251,546,000 |
| Equity capital | 148,104,000 | 151,865,000 | 165,715,000 | 172,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,462,000 | 48,620,000 | 73,012,000 | 96,634,000 |
| Interest expense | 11,936,000 | 24,399,000 | 35,748,000 | 46,059,000 |
| Net interest income | 11,526,000 | 24,221,000 | 37,264,000 | 50,575,000 |
| Noninterest income | 3,099,000 | 6,524,000 | 9,850,000 | 14,430,000 |
| Noninterest expense | 10,276,000 | 21,086,000 | 32,146,000 | 44,876,000 |
| Provision for loan losses | 270,000 | 540,000 | 1,185,000 | 2,160,000 |
| Pretax income | 4,043,000 | 9,059,000 | 13,524,000 | 16,565,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,043,000 | 9,059,000 | 13,524,000 | 16,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,570,000 | 191,938,000 | 193,655,000 | 196,850,000 |
| Total capital | 207,981,000 | 209,417,000 | 211,183,000 | 214,731,000 |
| Risk-weighted assets | 1,392,030,000 | 1,397,284,000 | 1,401,344,000 | 1,428,210,000 |