Call reports 2024
STARION BANK — 2024
What STARION BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,869,267,000 | 1,865,803,000 | 1,846,879,000 | 2,015,630,000 |
| Total loans | 1,256,486,000 | 1,250,268,000 | 1,230,311,000 | 1,214,128,000 |
| Allowance for loan losses | 16,568,000 | 16,895,000 | 16,813,000 | 16,164,000 |
| Securities available for sale | 551,186,000 | 547,417,000 | 542,757,000 | 539,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,569,846,000 | 1,513,710,000 | 1,512,952,000 | 1,676,451,000 |
| Interest-bearing deposits | 1,343,948,000 | 1,288,173,000 | 1,283,107,000 | 1,445,365,000 |
| Noninterest-bearing deposits | 225,898,000 | 225,537,000 | 229,845,000 | 231,086,000 |
| Equity capital | 130,678,000 | 132,855,000 | 147,259,000 | 137,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 20,663,000 | 41,893,000 | 63,014,000 | 85,022,000 |
| Interest expense | 11,978,000 | 23,910,000 | 35,805,000 | 47,426,000 |
| Net interest income | 8,685,000 | 17,983,000 | 27,209,000 | 37,596,000 |
| Noninterest income | 1,983,000 | 3,692,000 | 5,708,000 | 7,719,000 |
| Noninterest expense | 9,236,000 | 18,011,000 | 27,473,000 | 37,492,000 |
| Provision for loan losses | 278,000 | 582,000 | 786,000 | 930,000 |
| Pretax income | 1,298,000 | 3,296,000 | 4,900,000 | 7,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,298,000 | 3,296,000 | 4,900,000 | 7,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,890,000 | 186,392,000 | 185,249,000 | 186,523,000 |
| Total capital | 202,653,000 | 204,238,000 | 202,831,000 | 204,106,000 |
| Risk-weighted assets | 1,420,371,000 | 1,426,868,000 | 1,405,574,000 | 1,406,257,000 |