Call reports 2023
STARION BANK — 2023
What STARION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,772,947,000 | 1,796,688,000 | 1,823,389,000 | 1,869,961,000 |
| Total loans | 1,103,846,000 | 1,143,402,000 | 1,189,875,000 | 1,225,733,000 |
| Allowance for loan losses | 16,954,000 | 16,853,000 | 17,057,000 | 16,704,000 |
| Securities available for sale | 620,991,000 | 599,098,000 | 577,311,000 | 566,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,568,577,000 | 1,508,389,000 | 1,494,785,000 | 1,504,453,000 |
| Interest-bearing deposits | 1,265,243,000 | 1,256,624,000 | 1,260,246,000 | 1,272,194,000 |
| Noninterest-bearing deposits | 303,334,000 | 251,765,000 | 234,539,000 | 232,259,000 |
| Equity capital | 120,018,000 | 112,954,000 | 107,199,000 | 131,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,532,000 | 35,863,000 | 55,350,000 | 75,519,000 |
| Interest expense | 5,880,000 | 13,365,000 | 23,000,000 | 34,134,000 |
| Net interest income | 11,652,000 | 22,498,000 | 32,350,000 | 41,385,000 |
| Noninterest income | 1,506,000 | 3,171,000 | 4,840,000 | 11,104,000 |
| Noninterest expense | 10,256,000 | 20,225,000 | 29,996,000 | 41,214,000 |
| Provision for loan losses | 60,000 | 120,000 | 230,000 | 440,000 |
| Pretax income | 2,563,000 | 5,051,000 | 6,773,000 | 10,317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,563,000 | 5,051,000 | 6,773,000 | 10,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,936,000 | 178,728,000 | 179,931,000 | 183,586,000 |
| Total capital | 197,168,000 | 195,439,000 | 197,244,000 | 201,124,000 |
| Risk-weighted assets | 1,295,643,000 | 1,334,544,000 | 1,383,129,000 | 1,401,903,000 |