Call reports 2021
STARION BANK — 2021
What STARION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,644,731,000 | 1,599,752,000 | 1,746,374,000 | 1,755,068,000 |
| Total loans | 905,587,000 | 944,987,000 | 920,333,000 | 921,450,000 |
| Allowance for loan losses | 14,479,000 | 14,797,000 | 15,514,000 | 15,912,000 |
| Securities available for sale | 558,286,000 | 569,144,000 | 616,721,000 | 718,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,408,260,000 | 1,374,198,000 | 1,520,319,000 | 1,535,192,000 |
| Interest-bearing deposits | 1,110,273,000 | 1,086,985,000 | 1,222,230,000 | 1,236,932,000 |
| Noninterest-bearing deposits | 297,987,000 | 287,213,000 | 298,089,000 | 298,260,000 |
| Equity capital | 173,000,000 | 179,747,000 | 184,039,000 | 179,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,221,000 | 26,720,000 | 40,403,000 | 53,541,000 |
| Interest expense | 1,536,000 | 2,880,000 | 4,138,000 | 5,300,000 |
| Net interest income | 11,685,000 | 23,840,000 | 36,265,000 | 48,241,000 |
| Noninterest income | 2,253,000 | 4,287,000 | 6,382,000 | 8,204,000 |
| Noninterest expense | 8,396,000 | 16,952,000 | 25,958,000 | 35,380,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,000,000 |
| Pretax income | 4,979,000 | 10,154,000 | 15,109,000 | 19,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,979,000 | 10,154,000 | 15,109,000 | 19,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,677,000 | 166,902,000 | 170,084,000 | 171,125,000 |
| Total capital | 174,244,000 | 180,260,000 | 183,570,000 | 184,922,000 |
| Risk-weighted assets | 1,003,332,000 | 1,067,207,000 | 1,076,886,000 | 1,101,606,000 |