Call reports 2020
STARION BANK — 2020
What STARION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,361,624,000 | 1,553,258,000 | 1,518,286,000 | 1,606,710,000 |
| Total loans | 930,133,000 | 984,539,000 | 971,741,000 | 900,385,000 |
| Allowance for loan losses | 12,193,000 | 12,868,000 | 13,655,000 | 13,872,000 |
| Securities available for sale | 359,420,000 | 366,362,000 | 375,619,000 | 487,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,122,101,000 | 1,230,356,000 | 1,277,113,000 | 1,362,445,000 |
| Interest-bearing deposits | 931,296,000 | 978,624,000 | 1,019,891,000 | 1,012,753,000 |
| Noninterest-bearing deposits | 190,805,000 | 251,732,000 | 257,222,000 | 349,692,000 |
| Equity capital | 157,424,000 | 164,692,000 | 171,018,000 | 176,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,332,000 | 28,809,000 | 42,900,000 | 56,604,000 |
| Interest expense | 2,975,000 | 5,240,000 | 7,206,000 | 8,939,000 |
| Net interest income | 11,357,000 | 23,569,000 | 35,694,000 | 47,665,000 |
| Noninterest income | 1,636,000 | 3,737,000 | 5,846,000 | 8,514,000 |
| Noninterest expense | 7,988,000 | 16,057,000 | 23,970,000 | 32,509,000 |
| Provision for loan losses | 375,000 | 1,167,000 | 1,958,000 | 3,250,000 |
| Pretax income | 4,673,000 | 10,277,000 | 15,938,000 | 20,764,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,673,000 | 10,277,000 | 15,938,000 | 20,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,356,000 | 145,989,000 | 151,758,000 | 156,669,000 |
| Total capital | 166,549,000 | 158,857,000 | 164,642,000 | 169,656,000 |
| Risk-weighted assets | 1,043,778,000 | 1,040,366,000 | 1,029,953,000 | 1,038,071,000 |