Call reports 2019
STARION BANK — 2019
What STARION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,365,301,000 | 1,388,988,000 | 1,391,670,000 | 1,376,396,000 |
| Total loans | 951,953,000 | 974,413,000 | 979,455,000 | 949,881,000 |
| Allowance for loan losses | 10,538,000 | 10,804,000 | 11,516,000 | 11,734,000 |
| Securities available for sale | 365,978,000 | 363,050,000 | 354,465,000 | 362,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,119,171,000 | 1,084,790,000 | 1,110,871,000 | 1,127,182,000 |
| Interest-bearing deposits | 916,757,000 | 887,989,000 | 899,401,000 | 921,230,000 |
| Noninterest-bearing deposits | 202,414,000 | 196,801,000 | 211,470,000 | 205,952,000 |
| Equity capital | 145,441,000 | 153,827,000 | 158,664,000 | 160,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,151,000 | 29,138,000 | 44,155,000 | 59,252,000 |
| Interest expense | 3,149,000 | 6,711,000 | 10,272,000 | 13,485,000 |
| Net interest income | 11,002,000 | 22,427,000 | 33,883,000 | 45,767,000 |
| Noninterest income | 1,637,000 | 3,337,000 | 4,893,000 | 6,664,000 |
| Noninterest expense | 8,209,000 | 16,125,000 | 23,737,000 | 31,890,000 |
| Provision for loan losses | 313,000 | 625,000 | 1,187,000 | 1,750,000 |
| Pretax income | 4,090,000 | 9,018,000 | 13,862,000 | 18,832,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,090,000 | 9,018,000 | 13,862,000 | 18,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,062,000 | 144,131,000 | 147,708,000 | 149,653,000 |
| Total capital | 152,600,000 | 154,935,000 | 159,224,000 | 161,387,000 |
| Risk-weighted assets | 1,061,247,000 | 1,079,130,000 | 1,081,606,000 | 1,058,995,000 |